AQW 35337/22-27

Ms Paula Bradshaw
Alliance Party
South Belfast

Tabled Date: 12/11/2025
Answered On Date: 24/11/2025
Priority Written: No

Question:
To ask the Minister for Infrastructure to detail any analysis her Department has undertaken regarding the factors contributing to higher average motor insurance premiums in Northern Ireland, compared with other parts of the UK.

Answer:

The evidence provided by the Association of British Insurers (ABI), based on Comparethemarket data, shows that the average comprehensive motor insurance quote here was £650.93 in March 2025—the seventh lowest of the 14 UK regions. This also reflects a notable decrease from £767.09 in November 2024.

My Department has no direct legislative influence over the prices set by insurance companies, which are regulated by the Financial Conduct Authority (FCA).

Nevertheless, my Department has considered the ABI’s written evidence and continues to focus on work aligned to four steps of their ten-step plan, aimed at reducing costs for all drivers: improving road safety and infrastructure; supporting new and novice drivers; advocating for safety-focused vehicle technology; and working with partners to minimise uninsured driving.